Coverage That Fits
Health care needs are different for everyone. Maybe you want to save with an affordable plan in 2025. Or perhaps you need a little extra coverage when you visit the doctor. We have coverage options to fit your needs.
Know how the metallic levels could impact costs like your monthly premium, copays and deductible. Understand your Gold, Silver and Bronze level options before shopping during Open Enrollment, ending Jan. 15.
Have Questions About Open Enrollment?
What and when is Open Enrollment? How am I eligible? Do I qualify for savings? Will my options meet the Affordable Care Act standards?
Open Enrollment doesn't have to be confusing. If you have questions and want help navigating the Open Enrollment Period (OEP), check out our helpful tips.
Manage Your Health Plan All in One Place
Blue Access for MembersSM is your secure member portal to manage your health plan benefits. After enrolling with Blue Cross and Blue Shield of Illinois, create an account or log in to update your communication preferences, find a doctor, review your coverage and more.
Why Choose BCBSIL?
Large Networks Near You
BCBSIL has large provider networks that span the state of Illinois. Choosing an in-network provider for preventive care and doctor visits means you’ll avoid out-of-pocket costs.
Essential Benefits Always Covered
You'll have coverage for care like: wellness, maternity, newborn and pediatric, ambulance transport, emergencies, hospitalizations, labs, prescriptions, disease management, behavioral health, chemical dependencies, and rehabilitation services.
Levels of Costs and Care
We have different plans offered at different levels to best meet your health and budget needs. Between our different plan offerings, each with Gold, Silver and Bronze levels, you'll stay covered how you want.
Prescription, Vision and Dental
Living a healthy life means taking care of every health care need – as a member of BCBSIL, you’ll have coverage options to help with your prescription drug, vision care and dental care costs.
Resources
Select a resource in the list to learn more.
Information About Rates
Learn about our health plan rates, why they may change and what it could mean for your health plan rate in the coming year.
Premium Tax Credit
Learn if you qualify for a subsidy, also known as a premium tax credit.
How to Contact Us
Have questions? We can help whether you're shopping for a plan or need to understand your plan.